A blog about Medicare. What you and your employees need to know
Guidance – Medicare and Fortune Cookies
Author: Lora Drummond
Medicare Transition Specialist
#6 Solution- Guidance- Medicare and Fortune Cookies
While the exact origin is disputed, few can deny that fortune cookies are a fun interactive dessert involving cookies broken to reveal entertaining proverbs. I know I look forward to wrapping up a meal with sweet enlightenment to my future or a memorable or pithy piece of advice.
- All things are difficult before they are easy.
- People learn little from success but much from failure.
- An important person will offer you support.
- Don’t pursue happiness – create it.
Wow! It would be fantastic if all our decisions could be guided by simply opening a cookie holding the answer! Since the Chinese New Year is on Feb 12, I thought it would be fun to tie in a Medicare HR solution with fortune cookies. My most recent fortune, “All things are difficult before they are easy….” was rather appropriate given our current times.
Hey! What if an employee could open a fortune cookie that tells him what Medicare plan to enroll in!? Keep that in mind while I continue.
Did you know, Medicare was created for individuals? Since individuals are unique, there are different Medicare options to choose from depending on individual needs. So plan choices should be based on individual needs. I know a cookie is not going to work for picking a plan…But, having a trusted and tested recipe for planning is an appropriate start.
Our workshops provide a simplified presentation of the essential ingredients needed to make confident Medicare decisions. We also offer hints on how to combine those ingredients toward finding a plan.
Medicare, at first glance, is overwhelming. Plus, eligible employees are being bombarded with mail and TV ads telling one message, “Pick this plan because it is for you.”
Wait! How can one plan be for everyone? Medicare is designed for individuals, so how can a plan in an ad be the one… for everyone?
While consulting with employers and meeting with clients about their Medicare questions, we consistently hear comments that resources provided at work don’t make transitioning to Medicare easy. Employees are still fearful and anxious about managing and understanding the plan choices they have to make. The ads they get are confusing them even more.
We can support you and your employees with confident and compliant options because we built our process based on what they were telling us they needed! Make Medicare transition easy at work!
Let’s face it. Your employees have been guided by your confident hands while being an active employee. You build and provide the plans for them to pick from. They have a guide to learn about their options, and what to choose had been narrowed down for them.
Employees now transitioning to Medicare essentially have to research, organize, and build their own plans!
Medicare is complicated, and we don’t expect you to have all the answers. (There are more than 5000 plan combinations out there! Let us tackle that!) That’s why you partner with experts to help your employees like you helped them. To help make transition 123easy.
Here are some 123Easy Medicare proverbs we baked up for you:
- 123Easy Medicare.com will make the Medicare transition significantly more manageable.
- Employees will feel confident and relieved about Medicare decisions after attending a workshop.
- The hints to choosing are in the workshop. You should attend now.
- Employees will get basic Medicare education important to them and thank you for sending them for dedicated expert support.
Employees are usually provided a link to Medicare.gov to resource and select their Medicare plans. Employees have told us they want dedicated guidance in that transition process. They want the personal support like they had with you, to continue for them.
Employees have to dig around for explanations of all the Medicare ‘ingredients’. They become frustrated digging and have yet to pick their plans.
Somebody, please throw them a fortune cookie!
We will be the Medicare fortune cookie for your employees. Let our workshops and dedicated support be the ingredients to their transition success. What employees learn will lead them to plans that make sense and are appropriate to their needs.
Well, how about that! My fortune cookie just predicted YOUR future!
All things are difficult before they are easy….We make Medicare@ work 123Easy.
Medicare guidance for your employees in 2021.
Create a compliant Medicare benefit support plan. Give your employees personal guidance from a team of experts that will follow them after they retire.
You can receive helpful Medicare resources, and tips and tricks to build your Medicare transition strategy just by signing up to receive a blog article a week delivered to your email. ( We promise only one per week and you can opt-out at any time)
Plus get early notifications of any NEW helpful resources and Medicare news! SIGN UP BELOW!
Your Medicare Transition Partner
Subscribe to Medicare@work
Other Posts from Medicare@work
When you enroll in Medicare Part B, you get a Welcome to Medicare wellness gift to use during the first year of membership!!
When learning something new, it’s best to take things in steps. With Medicare it’s best to start with basic education as the first step.
Medicare’s AEP provides an essential opportunity for folks to find out if the plans they are on are still appropriate for their needs – or they can change their plans.
Many of our clients will ask, “Which is more popular? A Medicare Advantage plan or Original Medicare with a Medicare Supplement and a drug plan?” The answer should be based on each individual’s needs, not what’s popular.
When Medicare information comes from a trusted HR resource, like a CMP, partnership leads to employee confidence.
Employees enrolled in Medicare or anyone you know enrolled in Medicare need to be cautious in responding to any solicitations they receive.
What can folks do when they retire and are on Medicare, and then want to go back to work and enroll in their employer’s health benefits.
Employees trust their HR partner first for benefit guidance. Having Medicare experts available as a trusted resource will help you provide them with guidance when they are considering Medicare.
Choosing a plan based on a TV ad, a neighbor’s experience (good or bad), a postcard mailer, or a family member’s advice is not based on EXPERT advice. Unless, of course, your neighbor is a Certified Medicare Planner®!
When working past age 65 make sure your employer’s health plan is creditable before you defer your Medicare enrollment when first eligible.