A blog about Medicare. What you and your employees need to know

Facts- Medicare Freebies…

OTC Really Free?

Author: Lora Drummond

Medicare Transition Specialist

Posted: 05/24/2021


[21-52] Facts – Medicare Freebies… OTC Really Free?

Employees leaving an employer group plan often express how they are going to miss benefits they won’t have when they transition to Medicare. But that’s usually because they don’t really understand Medicare. Retirees will be surprised to learn that some Medicare plans are actually loaded with benefit options and are enhanced enough to come very close to the coverage they had on their employer’s plan. One benefit enhancement is free over-the-counter pharmacy products like vitamins and fitness trackers!

That’s why we stress the importance of having employees meet with a Certified Medicare Planner® before retiring. CMP’s will identify extras and freebies if they are applicable to a client’s needs. The meeting guides them through plan options and clarifies the benefits they are eligible to receive, so they don’t miss anything. 

What over-the-counter items are free, what does ‘free’ really mean, and where do folks get the free stuff? In an episode from 65 and Counting, host Adam Frye breaks down what pharmacy ‘freebies’ mean.

Click the video below to watch the episode.   


If Medicare feels a bit confusing, we get it! 

That’s why we are here to help make Medicare@Work easier! An employee can find greater confidence about when to enroll in Medicare by consulting with a Medicare expert like a Certified Medicare Planner®. …And whether they should wait and keep their employer group plan also. Every situation is different.  

Medicare guidance for your employees in 2021.


Create a compliant Medicare benefit support plan. Give your employees personal guidance from a team of experts that will follow them after they retire.

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Your Medicare Transition Partner
– Lora

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