A blog about Medicare. What you and your employees need to know
You don’t need to match your spouse’s plan when picking a Medicare plan. You can pick a plan based on your specific needs.
Medicare Annual Election Period is near; Medicare advertising is increasing. Consult experts so the changes you make are appropriate for YOU- not based on when advertising says you need.
Medicare changes every year. Doctors can leave networks. Avoid surprises with a complementary review of your Medicare during AEP. Enjoy this success story where we solved a client’s dilemma when he lost his doctor without warning.
When you enroll in Medicare Part B, you get a Welcome to Medicare wellness gift to use during the first year of membership!!
When learning something new, it’s best to take things in steps. With Medicare it’s best to start with basic education as the first step.
Medicare’s AEP provides an essential opportunity for folks to find out if the plans they are on are still appropriate for their needs – or they can change their plans.
Many of our clients will ask, “Which is more popular? A Medicare Advantage plan or Original Medicare with a Medicare Supplement and a drug plan?” The answer should be based on each individual’s needs, not what’s popular.
When Medicare information comes from a trusted HR resource, like a CMP, partnership leads to employee confidence.
Employees enrolled in Medicare or anyone you know enrolled in Medicare need to be cautious in responding to any solicitations they receive.
What can folks do when they retire and are on Medicare, and then want to go back to work and enroll in their employer’s health benefits.
Employees trust their HR partner first for benefit guidance. Having Medicare experts available as a trusted resource will help you provide them with guidance when they are considering Medicare.
Choosing a plan based on a TV ad, a neighbor’s experience (good or bad), a postcard mailer, or a family member’s advice is not based on EXPERT advice. Unless, of course, your neighbor is a Certified Medicare Planner®!
When working past age 65 make sure your employer’s health plan is creditable before you defer your Medicare enrollment when first eligible.
COBRA after age 65 presents many unrealized risks when enrolling in Medicare later. Create a Medicare transition plan to avoid these risks.
Certified Medicare Planners® can be advocates for your employees when situations arise with Medicare and Insurance companies.
Medicare offers retirement benefit choices, and Certified Medicare Planners® provide Medicare transition with true fiduciary support.
Can you use drug manufacturer coupons and patient assistance programs when you are on Medicare to reduce your out-of-pocket expenses?
Medicare has many plan options so you are not stuck with the Medicare plan you chose! You should review your plan annually.
When transitioning to Medicare, employees will need a form called an Employment Verification Form from you to help them enroll under a special enrollment period and avoid penalties.
For retiring veterans, combining TRICARE for Life military benefits with Medicare is a coverage and cost win.
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